Scoring solutions
We create solutions that allow you to assess the credibility of customers applying for loans and other financial services. These include:
- Scoring based on scoring cards (application)
- Behavioral scoring
- Scoring based on your bank account history
- Machine Learning based scoring using e.g. algorithms neural networks, association rules, decision trees and classification.
Scoring solutions can also use data from:
- Economic information offices such as BIG Infomonitor, BIK, KRD, ERIF or the database of the Polish Bank Association
- Screen scraping of the client’s bank account
- Verification transfer (BlueMedia)
- Data from social networks such as Facebook or LinkedIn
- Other external databases enabling integration via API (SOAP or REST)
